Structured Settlements
Sell Your Structured Settlement Payments for Cash
Need cash now? American Equity Funding purchases structured settlement payment rights nationwide. Get a competitive offer, experienced guidance, and a simple process.
What Is a Structured Settlement?
A structured settlement provides periodic payments over time, usually following a personal injury lawsuit, workers’ compensation claim, or wrongful death settlement. While these payments provide long-term financial security, life circumstances sometimes change.
American Equity Funding helps individuals sell all or a portion of their future structured settlement payments for a lump sum of cash.
Why Sell Structured Settlement Payments?
People choose to sell future payments for many reasons, including:
- Paying off high-interest debt
- Purchasing a home
- Starting or expanding a business
- Paying college tuition
- Covering medical expenses
- Making home repairs
- Handling unexpected emergencies
- Investing in other opportunities
Every situation is different, which is why we work with each client individually.
How Does the Process Work?
- Request a free quote.
- We review your structured settlement.
- Receive a competitive cash offer.
- Complete the required court approval process.
- Receive your lump-sum payment.
Our experienced team guides you through every step.
Why Choose American Equity Funding?
- Purchasing payment streams since 1989
- Nationwide service
- Thousands of transactions completed
- Competitive offers
- Experienced professionals
- Fast communication
- No-obligation quotes
Frequently Asked Questions
Can I sell only part of my structured settlement?
Yes. Many clients sell only a portion of their future payments while keeping the remaining payments.
Is court approval required?
Yes. Most structured settlement transfers require court approval to protect the seller’s interests.
How long does the process take?
Every case is different, but most transactions take several weeks because of the legal approval process.
Will I receive one lump sum?
Yes. Once approved and funded, you’ll receive the agreed-upon lump-sum payment.
Can I get a free quote?
Absolutely. Quotes are free and come with no obligation.