Online Payment

For your convenience and ease, American Equity Funding offers the option to make payments securely over the phone. If you prefer a personal touch and the assurance of speaking to a representative, you can simply call us at 1-800-874-2389. 
Our dedicated team is available to assist you with your payment needs, ensuring a smooth and hassle-free process. Whether you’re making a regular payment or settling any queries about your account, our phone payment service is designed to provide you with quick, efficient, and secure transactions, tailored to your busy lifestyle. Reach out to us today and experience the simplicity of managing your payments with just a phone call.
Hand holding mobile phone with Payment Detail page display and credit card


As you may know, American Equity Funding, Inc. offers you the ability to pay your monthly payment through a checking or savings account or by using a credit or debit card.

Automatic Monthly Draft
Each month, payments will be automatically taken from your checking or savings account or charged to your card, and you’ll never have to worry about due dates or missed payments again.

You can set this up for weekly or monthly drafts.  No setup fee. Other fees may apply. Please see below.

Monthly Draft
You may call us each month to draft the due amount from your checking or savings account or a credit or debit card. Fees apply. Please see below.


  • You must give us at least 5 business days to make a change to your draft.
  • Any fees incurred by your bank regarding the draft are your responsibility.


  • $3.00 each month for recurring monthly drafts
  • $10.00 to make a payment online or by phone with a checking account
  • A Minimum fee of $10.00 or 3% of the total amount paid will be charged for Credit card payments online or by phone, regardless of the reason
  • $10.00 to make changes to an automatic payment
  • $30.00 for returned checks and rejected credit & debit cards, no exceptions

If you have any questions regarding this service, please contact our office at 800-874-2389.