How We Work For YOU!

Working with American Equity Funding guarantees you exceptional service.

American Equity Funding is dedicated to giving the highest level of service and will always have the phone answered by a real person. We pride ourselves on giving our customers fast and friendly service. We understand that selling a note can be a stressful situation at best, so we work to take as much of the unknown out of the process for you. No question should go unasked. And no asked question should go unanswered. Our pride extends to being able to take on challenging notes that may have credit issues, title problems, or just altogether rough and tough transactions. Our motto is “If it can be done, we will do it.” We also take pride in sticking with our initial quotes. This may not always be possible, but we strive to give the most accurate, transparent and up front quote that we can, based on the information provided, and then close with that price. We want to earn your trust and business.

As mortgage investors, we carefully analyze all aspects of the property sale including:
  1. The legal documentation
  2. The physical property
  3. The background of the payors
  4. The credit of the payors
  5. The condition of the title

In most cases, we can commit to buying a mortgage in our first meeting with the mortgage seller. The final paperwork and closing quickly follow.

To facilitate a faster, smoother closing for the sale of your mortgage, we will need the following documentation:
  1. Original mortgage
  2. Original note
  3. Closing statement from the property sale
  4. Existing fire insurance policy
  5. Pictures and maps
  6. Existing title insurance policy, if available
  7. Payor background
  8. Pay history, if available

Most of this information will be in the mortgage owner’s files. We will obtain any additional items needed such as the credit report, appraisal, and new title insurance policy.