Tired of Collecting Payments?  Sell Your Mortgage Note for a Lump Sum Today!

For over 30 years, we’ve helped note holders across the country turn monthly payments into a lump sum without the headaches of acting like the bank.

Nationwide Experience You Can Trust! 

✓  In business since 1989

✓  10,000 + Notes Purchased

✓  Nationwide Buyer

✓  We Pay Closing Costs

✓  No Obligation Quotes

THIS IS FOR YOU IF…

Is this you?

If you’re holding an owner-financed mortgage, you already know it’s not always easy.

This might be the right fit if:

  • You’re tired of collecting monthly payments
  • You’ve inherited a mortgage and don’t want the responsibility
  • You’d rather have cash now than wait years to be paid
  • You’re concerned about missed payments or risk
  • You want to simplify your finances 

Good news, you have options! 

The Complete Guide to Owner-Financed Mortgages

American Equity Funding founder Steve Whitlock shares decades of experience in The Complete Guide to Owner-Financed Mortgages. Inside, you’ll find clear, practical advice on how to get the most from your notes while avoiding common pitfalls. It’s the perfect resource for anyone ready to understand and profit from owner financing.

The Complete Guide to Owner-Financed Mortgages

American Equity Funding founder Steve Whitlock shares decades of experience in The Complete Guide to Owner-Financed Mortgages. Inside, you’ll find clear, practical advice on how to get the most from your notes while avoiding common pitfalls. It’s the perfect resource for anyone ready to understand and profit from owner financing.

Stop Waiting.  Start Living.

Instead of collecting payments month after month, you can turn your note into cash now and use it for what matters most. 

  • Pay off Debt
  • Invest in a New Opportunity
  • Purchase Property
  • Help Family
  • Or Simply, Enjoy Peace of Mind

A Simple Proven Process

1. Submit Your Information

Tell us a little about your note.

2.  Receive a Fair-Offer

We evaluate your note and present a mo-obligation quote.

3.  Get Paid

We handle all the details, and you receive your funds quickly.

Why Work With American Equity Funding?

Not all note buyers are the same.  Experience matters.

  • Over 30 years in the industry
  • Thousands of successful transactions
  • Straightforward, honest offers
  • We handle complex situations
  • We cover closing costs
  • No hidden fees or surprises

We do what we say we’ll do.

A Name You Can Trust

Steve Whitlock manages American Equity Funding

“At American Equity Funding, we understand that selling your note is a big decision.  Our goal is to make the process simple, transparent nd comfortable from start to finish.”

Steve Whitlock, Owner 

For decades, we’ve helped individuals and families just like you turn long-term payments into immediate financial freedom.

What Is Your Mortgage Note Worth?

Every note is different.  The value depends on factors like:

  • Remaining Balance
  • Payment History
  • Interest Rate
  • Property Type

The good news? You can find out quickly, and there’s no obligation.

Real Reasons People Sell Their Notes

  • “I inherited a mortgage and didn’t want the responsibility.”
  • “I needed cash for a new business opportunity.”
  • “I was tired of worrying about payments coming in.”
  • “We had an unexpected expense in our family, and we needed cash to reduce stress.

If any of this sounds familiar, you are not alone, and we can help.

Testimonials

Beth Seltzer

I want you to know that it has been an excellent process working with you all. Initially, I wasn’t sure what kind of company could potentially be interested in purchasing this note – it’s not something that anyone I know has ever dealt with! So, I found your company via a Google search, then looked at your ratings on the BBB website (they are very positive). Finding this asset in my dad’s estate was a complete surprise…but selling it has really helped out the estate, and honestly, it’s also lowered my stress levels significantly.

Beth Seltzer

Bill Gonzalez

In June 2017, we sold mortgages to American Equity Funding, Steve Whitlock. I am pleased to say that we were treated fairly, and the transaction was very smooth. The payment was immediate, and the staff was very helpful in walking us through the required paperwork. Even after closing, Steve and the staff were attentive to our homeowners and answered all questions. Five-star service at its best.

Bill Gonzalez

Executive Director, Habitat for Humanity, Cumberland County, NJ

Warren G

The service was excellent and outstanding. Hope we can do business again.

Warren G

South Carolina

Daniel Malcolm

Steve Whitlock, owner of American Equity Funding, has been working with the team at First National Acceptance Company (FNAC) for over 25 years. In that time, Steve has proven himself to be professional and knowledgeable in the seller-financed real estate note space. If you want a smooth and professional note selling experience, give American Equity Funding a call today!

Daniel Malcolm

Acquisitions Manager, Broker Desk (FNAC)

Ready to Turn Your Payments Into Cash?

You don’t have to wait years to access your money.  

Let’s find out what your note is worth today.