Sell Your Owner-Financed Mortgage Note for Cash
Work with a Nationwide Mortgage Note Buyer with Over 30 Years of Experience
American Equity Funding is a nationwide buyer of owner-financed mortgage notes, land contracts, and seller-financed real estate notes.
We help note holders convert long-term payments into lump-sum cash.
Work with a Nationwide Mortgage Note Buyer You Can Trust
✓ In business since 1989
✓ Over 10,000 Mortgage Notes Purchased
✓ Nationwide Buyer of Owner-Financed Mortgage Notes
✓ We Pay Closing Costs
✓ No Obligation Quotes
Trusted by note holders across the United States for over 30 years.
Do You Have an Owner-Financed Mortgage Note to Sell?
If you’re receiving payments from an owner-financed mortgage or real estate note, you may have more options than you realize. Many note holders choose to sell all or part of their notes to access cash now instead of waiting years for payments.
- You have an owner-financed mortgage or seller-financed note
- You want to turn monthly payments into a lump sum of cash
- You’re dealing with a land contract, deed of trust, or real estate note
- You want to sell part of your note while keeping future income
- You’re looking for a nationwide mortgage note buyer you can trust
The Complete Guide to Owner-Financed Mortgages
American Equity Funding founder Steve Whitlock shares decades of real-world experience in The Complete Guide to Owner-Financed Mortgages. This practical resource helps note holders understand owner financing, avoid common mistakes, and make smarter decisions about selling all or part of a mortgage note.
Whether you are new to owner financing or already receiving payments from a seller-financed note, this guide can help you better understand your options.
The Complete Guide to Owner-Financed Mortgages
American Equity Funding founder Steve Whitlock shares decades of real-world experience in The Complete Guide to Owner-Financed Mortgages. This practical resource helps note holders understand owner financing, avoid common mistakes, and make smarter decisions about selling all or part of a mortgage note.
Whether you are new to owner financing or already receiving payments from a seller-financed note, this guide can help you better understand your options.
Why Do People Sell Their Mortgage Notes for a Lump Sum?
Instead of collecting payments month after month, many note holders choose to sell their owner-financed mortgage note for cash and use the money for what matters most.
- Pay off debt
- Invest in new opportunities
- Purchase property
- Help family members
- Enjoy peace of mind and financial flexibility
A Simple Proven Process
1. Submit Your Information
Tell us a little about your note.
2. Receive a Fair-Offer
We evaluate your note and present a mo-obligation quote.
3. Get Paid
We handle all the details, and you receive your funds quickly.
What Types of Mortgage Notes Do We Buy?
American Equity Funding purchases a wide variety of owner-financed and seller-financed real estate notes. If you are receiving payments on any of the following, we may be able to help.
- Owner-financed mortgage notes
- Seller-financed real estate notes
- Land contracts
- Contracts for deed
- Deeds of trust
- Bonds for title
- Partial note sales
- Performing and non-performing notes
Not sure what type of note you have? Our team can review it and walk you through your options.
Why Work With American Equity Funding?
Not All Mortgage Note Buyers Are the Same. Experience Matters.
When you’re ready to sell your owner-financed mortgage note, choosing the right buyer makes all the difference. Experience, transparency, and follow-through matter.
- Over 30 years in the mortgage note industry
- Thousands of successful note transactions
- Straightforward, honest offers
- Experience handling complex note situations
- We cover closing costs
- No hidden fees or surprises
- We do what we say we’ll do
A Name You Can Trust
Steve Whitlock, founder of American Equity Funding, brings decades of experience in the mortgage note industry and personally oversees the company’s operations.
“At American Equity Funding, we understand that selling your note is a big decision. Our goal is to make the process simple, transparent, and comfortable from start to finish.”
Steve Whitlock, Owner
For decades, we’ve helped individuals and families turn long-term payments from owner-financed mortgage notes into immediate financial flexibility.
What Is Your Mortgage Note Worth?
Every mortgage note is different. The value of your owner-financed mortgage note depends on several key factors, including:
- Remaining balance
- Payment history
- Interest rate
- Property type
The good news? You can find out quickly, and there’s no obligation.
Real Reasons People Sell Their Mortgage Notes
Every situation is different, but many note holders come to us for reasons like these:
- “I inherited a mortgage note and didn’t want the responsibility.”
- “I needed cash for a new business opportunity.”
- “I was tired of worrying about payments coming in.”
- “We had an unexpected expense in our family and needed cash to reduce stress.”
If any of this sounds familiar, you’re not alone, and we’re here to help.
Testimonials
Ready to Turn Your Payments Into Cash?
You don’t have to wait years to access your money.
Let’s find out what your note is worth today.