Sell Your Contract for Deed for Cash
Convert Your Future Payments into a Lump Sum of Cash
If you hold a Contract for Deed and receive monthly payments from a buyer, you may not have to wait years to collect the remaining balance. American Equity Funding purchases Contracts for Deed nationwide, allowing sellers to convert future payments into immediate cash.
Since 1989, we have helped note holders receive cash for seller-financed real estate transactions. Whether your Contract for Deed involves a home, vacant land, commercial property, or investment property, our experienced team can review your situation and provide a free, no-obligation quote.
What Is a Contract for Deed?
A Contract for Deed is a seller-financing arrangement in which the buyer agrees to make payments directly to the seller over time. Unlike a traditional mortgage, the seller typically retains legal title to the property until the terms of the agreement have been fulfilled.
Contracts for Deed are known by several names depending on the state, including:
- Land Contract
- Agreement for Deed
- Installment Land Contract
- Contract Sale
- Bond for Title
Although the terminology may differ, these agreements often create a stream of future payments that can be sold for cash.
Why Do People Sell a Contract for Deed?
Many note holders decide that access to cash today is more valuable than receiving payments over time.
Common reasons include:
- Retirement planning
- Paying off debt
- Purchasing another property
- Starting or expanding a business
- Medical expenses
- Family needs
- Investment opportunities
- Estate planning
Selling a Contract for Deed allows you to unlock the value of your asset and put your money to work immediately.
What Types of Contracts for Deed Do We Buy?
American Equity Funding purchases Contracts for Deed secured by many types of real estate, including:
Residential Property
- Single-family homes
- Condominiums
- Townhomes
- Duplexes
- Triplexes
- Fourplexes
- Manufactured homes with land
Land and Acreage
- Vacant lots
- Rural acreage
- Recreational property
- Hunting land
- Agricultural land
- Ranch property
- Waterfront lots
Commercial Property
- Office buildings
- Retail centers
- Warehouses
- Mixed-use developments
- Commercial land
If your property type is not listed, contact us. We evaluate each transaction individually.
How Much Is My Contract for Deed Worth?
Several factors affect the value of a Contract for Deed, including:
- Remaining balance
- Interest rate
- Payment amount
- Payment history
- Buyer’s credit profile
- Property value
- Down payment received
- Remaining term of the contract
Our team reviews these factors to determine a fair market offer.
Can I Sell Only Part of My Contract for Deed?
Yes. In many cases, you can sell only a portion of your future payments instead of the entire contract.
A partial purchase allows you to receive cash now while retaining future payments until the purchased portion is satisfied. This option is popular among sellers who need immediate funds but still want long-term income.
Why Choose American Equity Funding?
For more than three decades, American Equity Funding has helped note holders nationwide turn future payments into immediate cash.
When you work with us, you’ll benefit from:
- More than 10,000 notes purchased
- Nationwide service
- A+ Better Business Bureau rating
- Experienced note-buying professionals
- Fast, straightforward closings
- No-obligation quotes
Our goal is to make the process simple, transparent, and stress-free.
Frequently Asked Questions
Do you buy Contracts for Deed nationwide?
Yes. We purchase many types of seller-financed real estate notes throughout the United States.
How long does the process take?
Many transactions close within a few weeks, although timing varies depending on documentation and title requirements.
Is there a cost to receive a quote?
No. Quotes are always free and carry no obligation.
Do you buy partial Contracts for Deed?
Yes. Many sellers choose to sell only a portion of their future payments.
What information do I need?
Typically, we review the Contract for Deed, payment history, property information, and remaining balance.
Request a Free Contract for Deed Quote
If you receive payments from a Contract for Deed and would like to explore your options, contact American Equity Funding today. Our experienced team will review your contract and provide a free, no-obligation quote to help you determine whether selling all or part of your future payments makes sense for your financial goals.