Land Contracts
Sell Your Land Contract for Cash
If you receive monthly payments from a land contract, you may not have to wait years to collect the remaining balance. American Equity Funding purchases land contracts nationwide and can help you convert future payments into a lump sum of cash today.
Since 1989, we have worked with land contract holders across the United States, helping them access the value of their seller-financed real estate agreements quickly and professionally.
Whether your land contract is secured by a home, vacant land, acreage, or commercial property, our team can review your contract and provide a free, no-obligation quote.
What Is a Land Contract?
A land contract is a form of seller financing in which the buyer makes payments directly to the seller rather than obtaining a traditional bank loan. The seller typically retains legal title to the property until the contract has been paid in full.
Land contracts are commonly used when:
- A buyer cannot qualify for conventional financing.
- The seller wants to expand the pool of potential buyers.
- The transaction involves vacant land or rural property.
- The parties prefer flexible financing terms.
Depending on the state, a land contract may also be known as:
- Contract for Deed
- Agreement for Deed
- Installment Land Contract
- Contract Sale
- Bond for Title
Why Sell a Land Contract?
Many sellers choose owner financing because it helps them sell a property more quickly and often generates interest income. However, circumstances change, and many land contract holders eventually decide they would rather receive cash now.
Common reasons include:
- Retirement planning
- Debt reduction
- Medical expenses
- Business opportunities
- Family needs
- Estate planning
- Real estate investments
- Financial flexibility
Selling a land contract can provide immediate access to capital without waiting years for future payments.
Types of Land Contracts We Buy
American Equity Funding purchases land contracts secured by a wide variety of properties.
Residential Properties
- Single-family homes
- Condominiums
- Townhomes
- Duplexes
- Manufactured homes with land
Vacant Land
- Residential lots
- Rural acreage
- Recreational property
- Hunting land
- Waterfront lots
- Development property
Agricultural and Ranch Property
- Farms
- Ranches
- Agricultural acreage
- Timber property
Commercial Property
- Commercial lots
- Retail locations
- Office property
- Mixed-use developments
- Industrial property
If your property is not listed above, contact us. We review each transaction individually.
How Much Is My Land Contract Worth?
The value of a land contract depends on several factors, including:
- Remaining balance
- Interest rate
- Monthly payment amount
- Buyer’s payment history
- Buyer’s creditworthiness
- Property value
- Equity position
- Down payment originally received
- Remaining contract term
Our experienced team reviews each factor to determine a fair market offer.
Can I Sell Part of My Land Contract?
Yes.
Many sellers choose a partial purchase rather than selling the entire contract. With a partial sale, you receive cash now while retaining the right to receive future payments after the purchased portion has been satisfied.
This option can provide both immediate liquidity and long-term income.
Why Choose American Equity Funding?
American Equity Funding has been purchasing seller-financed notes since 1989.
When you work with us, you’ll benefit from:
- More than 10,000 notes purchased
- Nationwide service
- A+ Better Business Bureau rating
- Experienced note-buying professionals
- Fast closings
- Personalized customer service
- No-obligation quotes
We strive to make the process simple, straightforward, and transparent.
Frequently Asked Questions
Do you buy land contracts nationwide?
Yes. We purchase land contracts throughout the United States.
How long does the process take?
Many transactions close within a few weeks, depending on documentation and title requirements.
Is there a fee for a quote?
No. Quotes are always free and carry no obligation.
Do you buy contracts on vacant land?
Yes. We frequently purchase land contracts secured by vacant land and acreage.
Can I sell only part of my land contract?
Yes. Partial purchases are available in many situations.
Request a Free Land Contract Quote
If you receive payments from a land contract and would like to learn what it may be worth, contact American Equity Funding today. Our experienced team will review your contract and provide a free, no-obligation quote.
Discover how easy it can be to convert your future land contract payments into cash today.