About Us
Welcome to American Equity Funding, Inc. (AEF), where we specialize in providing customized solutions for individuals and
companies who hold owner-financed mortgage notes. Our mission is simple: to offer a trusted, efficient, and transparent process for turning your mortgage notes into immediate cash.
At American Equity Funding, we understand that owner-financed mortgages are often a valuable but sometimes overlooked asset. Whether you’re looking to sell your mortgage note for cash now or explore your options, we are here to help you navigate the process with ease and confidence.
At American Equity Funding, Inc., our mission is to put our customers first by providing a transparent and straightforward process for selling owner-financed mortgage notes. We are committed to offering personalized solutions that best meet the unique needs of each client, ensuring they feel heard, respected, and informed every step of the way. With a focus on building long-term relationships based on trust and understanding, we aim to help our clients unlock the full value of their assets with ease and confidence.
Our Story
Founded in 1989 by Steve Whitlock, American Equity Funding, Inc. was created with a vision to support homeowners and note holders by providing them with the option to sell their owner-financed mortgage notes. Recognizing that these types of notes often provide long-term payments but require patience, we wanted to provide a better solution, one that allows individuals to access their equity quickly and conveniently.
What Makes Us Different
Unlike traditional financial institutions, American Equity Funding focuses exclusively on purchasing owner-financed mortgage notes. We specialize in understanding the complexities of these types of transactions and offer tailored solutions to meet the unique needs of our clients. Whether you’re a seller looking to liquidate your note or an investor seeking a trusted partner, we provide expert advice and competitive offers that align with your goals.
understand every step, making the sale of your mortgage note as smooth as possible.
Why Choose Us?
Specialized Expertise: We have a deep knowledge of the owner-financed mortgage note industry and the ins and outs of buying and selling notes.
Fast, Transparent Process: We prioritize clear communication and a quick, seamless transaction from start to finish.
Fair Offers: We provide competitive, no-obligation offers based on the true value of your mortgage note.
Customer-Centered: We listen to your unique needs and work with you to ensure the best solution for your financial goals.
Trustworthy: As a respected industry leader, we operate with integrity and transparency, building long-lasting relationships with our clients.
Our Commitment to You
At American Equity Funding, Inc., we are committed to providing our clients with a hassle-free experience and the best possible outcome when selling their owner-financed mortgage notes. We understand that selling a note can be a big decision, and we are here to guide you through the process with care and expertise.
Whether you need cash for a big purchase, want to simplify your financial situation, or are looking for a way to access the equity tied up in your note, we offer the solutions you need.
Join the American Equity Funding Community
We invite you to reach out to us today to learn more about how we can help you turn your owner-financed mortgage note into the cash you need. Our team is here to answer any questions, provide a no-obligation consultation, and work with you every step of the way.
Steve@www.americanequityfunding.com
Steve Whitlock is the President and owner of American Equity Funding, Inc. and has been for 23 years. His experience started in the real estate industry in 1979 when he became a realtor. In 1983, Steve bought his first real estate note and was hooked for life.

