by Steve Whitlock | Sep 20, 2025 | Selling a Home
A crucial step when creating a mortgage note is deciding whether the borrower or lender willassume responsibility for paying property taxes and insurance premiums. Establishing an escrow(impound) account for a loan offers the advantage of monitoring tax and...
by Steve Whitlock | Sep 7, 2025 | Owner Financed Mortgage
Do you dream of owning a home but feel overwhelmed by getting a mortgage through a bank? Or are you a property owner who wants to sell quickly without the bank’s lengthy processes? Owner-financed mortgage notes are a simple and powerful way for buyers and sellers to...
by Steve Whitlock | Sep 5, 2025 | Life Stories
When I was about 12 years old, I worked for several farmers in our area, doing everything from loading watermelons and cantaloupes to hoeing soybeans and hauling hay. Occasionally, I also picked strawberries and tomatoes. It was hard work, but I loved it. It...
