American Equity Funding, Inc.

American Equity Funding, Inc. purchases Contracts, Mortgages, & Deeds of Trust nationwide. These instruments are tailor made and typically no two notes are the same. For this reason we spend a lot of time analyzing the information presented to us with a note. There are over 100 factors that can affect the value of a note. For example, loan to value ratios, credit scores, down payment, term of the mortgage, seasoning of the mortgage, interest rate, if the property is owner occupied or non-owner occupied, what type property it is and many more factors go into purchasing your note and arriving at a fair price.

We take our time and work hard to get you a fair price for you contract. During normal working hours we have a live person to answer the phone and do not have an automated phone service. The owner of the company has 30 years of real estate and note buying experience and is available every day to help you with your needs. He has chosen a knowledgeable staff with over 43 years of experience that are also qualified to buy your note.

A shift in the mortgage industry gave us reason to diversify our operations and American Equity Funding, Inc. became a licensed and bonded loan servicing company in 2004. As more owner financed loans were created, this allowed us a better way to provide our experience in note servicing to everyone.

How much time do you spend taking care of all the details of your owner financed loans? Making sure you get the payment. Making sure they have insurance. Making sure they’ve paid their taxes. Preparing IRS statements. This is time consuming work that you can get someone else to take care of.

There are many benefits to letting AEF service your owner financed notes. Our different levels of service can include our ability to keep accurate records for you and your borrower and take care of the year end reporting for you. We also have fireproof storage for your original loan documents and can take care of collection calls and letters for you. By letting us handle your loan servicing, it will free you up to take care of other things.

Another exciting service we will soon be offering with all loan servicing is the ability to have these loans reported to the credit bureaus. We hope to have this up and running in the next few months. For more information on this and all of the loan servicing benefits available, visit us our web site at Loan Servicing.

We often hear from people trying to sell their notes to other companies. Up front they are promised the moon and then some. After many months they find out the moon is undeliverable because of one reason or another.

For over a quarter of a century we have been providing quality service to those selling their owner financed real estate notes. We have built a reputation for going the extra mile in serving our clients. No transaction is the same when selling a note. Each one can bring new challenges and hurdles. Our experienced staff works hard to meet and overcome whatever challenges might come up.

You could sell your note anywhere. There are hundreds of companies out there to choose from. Why take a chance on someone that is inexperienced and unproven? Go with an industry leader with the reputation for getting the job done.

American Equity Funding is that company. Call us today at 1-800-874-2389 or use our online form for a free analysis.