We often hear a lot about structured settlements through radio and television commercials, but these advertisements don’t explain what it is or what it means.

A structured settlement often comes as the result of a personal injury claim, but it can come from workers compensation, insurance settlements, trust funds or lottery winnings.

A general sum of money is awarded to the party, but it must be paid over time instead of receiving the full amount up front. The payments are often spread out over a long period of time and we all know that money loses value over time.

If you have a structured settlement, you can sell part of it or all of it for a lump sum of cash right now. Think of all the things you could do if you had that cash now instead of waiting for small amounts scattered over 20 years!

• Vacation
• College
• A new home
• A new car, boat, RV, or ATV
• Paying off debts
• Open a business
• Reinstate or modify a mortgage

At American Equity Funding, we can purchase your structured settlement so you can take care of financial problems or attain dreams now that you never thought possible. Don’t let yourself get trapped by periodic payments. Please call us at 800-874-2389 if you have any questions regarding structured settlements.

For more information on structured settlements, please see the links below.

National Structured Settlements Trade Association

Society of Settlement Planners