Fee schedule:

1.  Set up fee

     a.  First loan                                                                                                                   $100.00

     b.  All other loans                                                                                                           $  50.00

     c.  Loans with impounds (additional fee)                                                                         $  20.00

2.  Track payments only                                                                                                      $  12.00

3.  Track payments and report to credit bureaus                                                                  $  20.00

4.  Track payments, report to credit bureaus and send 1 late letter per month                       $  25.00

5.  Track payments, report to credit bureaus and aggressively collect                                   $  50.00

6.  Close out fee (fee waived if note sold to AEF)                                                               $  50.00

7.  ACH payments, per check                                                                                             $    1.50

8.  Original document storage (per year)                                                                             $120.00

9.  Tax/insurance impounds (additional per month fee)                                                        $    4.00

10.  Return check fee                                                                                                        $  35.00

11.  Check void & re-issue fee                                                                                          $  30.00

• Help with foreclosure and bankruptcy on a case by case basis, no set fees available.

• All tax/insurance impounds will require three months of tax and insurance impound amount up front.

• Additional benefits depending on level of service chosen

ALL FEES ARE MINIMUM

ALL FEES ARE SUBJECT TO CHANGE WITHOUT PRIOR WRITTEN NOTICE

WE RESERVE THE RIGHT TO CREATE ADDITIONAL CHARGES FOR UNUSUAL CIRCUMSTANCES

Included in monthly charge

• Payment processing and coupons to borrower

• Process payments daily

• Send disbursements per your direction

• Statement with each payment

• Accurate recording of every payment and disbursement made

• Year end accounting required for IRS (1098 and 1099)

• Pay all postage